About the Author

My name is Scott McKay. I am a proud parent and devoted husband. I have worked in many different industries over the past years but most of my working career has been in the financial industry. Most of my life I had struggled financially until I started working for a bank over 5 years ago. At this point I had taken an interest in researching and understanding how credit works. I soon started to learn how important it is to have a good credit rating and what a factor it played in order to succeed in the game of life. I now enjoy teaching others about credit and it never ceases to amaze me how little most people know about how to manage their credit.